Your auto insurance is a necessary expense each year. Your auto insurance policy will protect you from considerable costs in the event of a wreck, but it is also necessary to operate your vehicles legally. To get the best deals and best coverage, you should follow these auto insurance Do’s and Don’ts from Bryan Insurance Agency LLC, serving New Windsor, NY, and the surrounding areas.
Do Shop Around
To get the best deal on your coverage, you will want to shop around and compare rates. Insurance companies are happy to give you a quote. Different companies will have various promotions offered at different times. You may be surprised to see how much rates vary from company to company. This is why shopping around is important.
Don’t Change Insurance Too Often.
Although it is smart to shop around, changing insurance too often will not benefit you and could raise red flags legally. Most people aim to compare insurance quotes about once a year.
Do Keep A Good Driving Record
Your driving record will be the most impactful thing on your insurance rates. To always get the best deals on insurance, you need to keep a clean driving record. Violations such as speeding, traffic violations, and DUIs will skyrocket your rates. This is because, with each offense, you are considered more and more expensive to insure. Impaired driving is expensive.
Don’t Lend Your Car Out Often.
When you set up a policy, you will be required to add any drivers who use your car regularly. The only people who should regularly use your vehicle should be people you trust and who also have a clean driving record.
If you would like to learn more about our services, don’t hesitate to contact us at Bryan Insurance Agency LLC, serving New Windsor, NY, and the surrounding areas.