Life insurance is a type of insurance policy that pays money to your beneficiaries in the event of your death. Life insurance can help protect the people you love after you pass by providing them with important financial support. Life insurance can be used to pay for your child’s college, cover everyday expenses, or give your spouse money to put away for a rainy day.
Often, people who get life insurance are required to get a medical exam before the policy can be issued. If you have questions about this medical exam, the professionals at Bryan Insurance Agency LLC servicing New Windsor, NY can help. We assist people who want to get life insurance and can help you find a suitable policy.
Is a Medical Exam Required to Get Life Insurance?
A medical exam is required for most life insurance policies, but not all. Policies that do not require a medical exam can be more expensive and may have a smaller payout than policies that do. The medical exam usually involves a quick physical exam and requires the patient to complete a form. Blood work may be taken.
How Can I Get Life Insurance Without Getting a Medical Exam?
If you’d like to get life insurance without seeing a doctor, the professionals at Bryan Insurance Agency LLC servicing New Windsor, NY, can help. We work with a range of insurance carriers and can help you find the right one for you. We can also shop around to help you get an insurance policy that meets your needs, providing the right amount of coverage at the right price. Call today to speak with one of our insurance agents.