Congratulations! You are open for business! Now, you need to get some insurance. Here’s how you do that.
Evaluate Your Risks
What kind of risks could you experience in your business? Do you sell food that can spoil? Do you do any business online (Who doesn’t these days?) that could be open to cyberattacks? Are your wares easily damaged? Accidents and dissatisfaction can affect any business. This will help you figure out what kind of policy you need.
Research the Types of Insurance
Most likely, you will need general liability insurance to protect you from typical third-party lawsuits. If your business is fairly low risk, you may do with a simple business owner’s policy. If your business provides service or advice, professional liability insurance would be the way to go. If you hire any employees, you are required to have workers’ compensation insurance. Cyber insurance is an excellent idea to protect yourself and your clients online. If you have a business vehicle, that needs to be insured, too.
Apply for a Free Quote
Contact your insurance agency. Tell them your business location, number of employees, assets, and estimated annual revenue. This information will help them give you a quote.
Comparison Shop.
Get the right coverage for your risks and budget. You want something that will adequately protect you. You may need more insurance as your business grows.
Commercial Insurance from Bryan Insurance Agency LLC in New Windsor, NY
If you need commercial insurance and live in the New Windsor, NY area, contact Bryan Insurance Agency LLC today. Our friendly and knowledgeable agents are here to help you get what you need.